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RESPs

With education costs soaring, Registered Education Savings Plans are becoming more and more popular.

In most cases, RESPs invest in mutual funds. Normally an RESP is eligible for the Canadian Education Savings Grant, which means that for every dollar up to $2000 per year--per beneficiary, the government contributes 20%. This means that an RESP beneficiary could receive up to $8,400 from the government for their education, plus the accumulated growth on all of the invested money.

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